Required Documents

Thank you for choosing SECURITY FIRST FINANCIAL to serve your Real Estate financing needs. In order to expedite the processing of your loan, please provide us with the following documentation.

For W-2 Wage Earners:

  • Most current one month of paystubs

  • W-2s for the last two calendar years

  • Last two years Federal Tax Returns with all schedules(only required if more than one property owned)

  • Most recent two months of bank statements (all pages required)

  • Copy of Social Security Card and Driver’s License

  • Email Address(s) for all borrowers - For Disclosure of Initial Loan Disclosures



If you are Self-Employed and own a Corporation:

  • Last Two Years of Federal Tax Returns

  • Last two years of Business Corporate Returns…1120’s, with K-1’s, 1065’s if applicable

  • YTD Profit & Loss Statement (can be provided after formal loan approval)

  • Most recent two month's bank statements, all pages (checking, savings, stocks, IRA's etc.)

  • Most recent two months of bank statements (all pages required)

  • Copy of Social Security Card and Driver’s License

  • Email Address(s) for all borrowers – For Disclosure of Initial Loan Disclosures



If you are Retired:

  • Pension Award Letter

  • Social Security Award Letter

  • Last two years Federal Tax Returns with all schedules 2020, 2019

  • Most recent two months of bank statements (all pages required)

  • Copy of Social Security Card and Driver’s License

  • Email Address(s) for all borrowers – For Disclosure of Initial Loan Disclosures



If you are Applying for a VA Loan:

  • Copy of Certificate of Eligibility

  • Copy of DD214 Form



If you are refinancing, please provide the following:

  • Borrower’s Authorization form with Live Signature(s)

  • Copy of Hazard insurance statement or Insurance Contact Information

  • Copy of the latest Mortgage Statement

  • Most current HOA Statement (if property is a Condo or Townhome)

  • Copy of current Note (for FHA Streamline Refinance Only)

  • Please disclose any and all loans including any properties co-owned or co-signed for

  • If you own other Properties – Please provide the Mortgage Statement and Evidence of Insurance form for each property owned


*FYI- Fire detectors and Carbon Monoxide detectors are required to be installed on property before appraisal. If not appraisal re-inspection fee of $150.00 will apply.


You can either scan and email back to us or you may e-fax the items directly to our personal e-fax number at 310-427-6053. As they will be delivered to us in a pdf format.

If you have any question regarding the loan application or requested information, please do not hesitate to call your knowledgeable loan officer at 310-831-9900.